Through the signing of a Collaboration Agreement between the Inter-Island Federation of Small and Medium Enterprises of Lanzarote (Felapyme) and the Caja de Ahorros de Canarias, the associated entrepreneurs will enjoy extra financing to improve their businesses and will also have full coverage of their financial needs, both in their personal and commercial spheres.
The agreement was signed last Friday by the Deputy General Manager of the Caja Canarias commercial network, Jesús Rodríguez Brito, and by the President of Felapyme, Alfredo Villalba Barreto, and will provide associated entrepreneurs with special lines of working capital financing, through specific credit policies, for those who channel their treasury flows and means of payment through Caja Canarias.
Although companies linked to Felapyme will have the possibility, in turn, of benefiting from other financing modalities such as "renting" or "leasing", in its double real estate aspect; for the acquisition of commercial premises, or for the acquisition of machinery and equipment.
Another benefit of the agreement will be to be able to benefit from guarantees and mortgage or personal loans to meet the needs for the acquisition, modernization and renovation of equipment, facilities and new technologies.
In addition, Lanzarote entrepreneurs will be able to improve the management of their business with the Finversión service, which enables advance payment to suppliers via telematics, and the invoice assignment service in collection management (Factorin), among other advantages.
Likewise, the savings entity makes available to associates the services of its financial company CrediCentro, through which they can offer financing to their clients in the establishment itself. And it offers broad insurance coverage aimed at entrepreneurs and their facilities, as well as a specific section for employees, which includes products and services such as payroll advances, and personal and mortgage loans on magnificent terms.
Training, Information and advice
The companies attached to this Lanzarote organization will have a comprehensive training, information and advice service, free of charge, through the CajaCanarias Business Support Service (Saec)
Another section of the agreement includes the online banking service La Caja en Casa, with which you can make inquiries and transactions from anywhere in the world, as well as manage remittances of receipts and payroll of personnel without delays.
In the same line is the online broker internet service, where you can access complete and updated information on the national and international stock market; review reports, dossiers and technical analysis on the various listed securities, as well as perform and consult purchase and sale transactions carried out.
Regarding the types of cards offered to Felapyme associates, there is the e-Business business card, which allows you to manage all your business expenses over the internet. Added to this are the traditional ClaveCard Maestro and ClaveCard Crédito MasterCard, without issuance costs during the first year. They can also have Visa, Visa Oro and American Express cards.
