The Sixth Section of the Provincial Court of Las Palmas will try on March 27 in Arrecife the accused I.R.M., M.M.D., J.L.R.R., U.M.D. and J.A.R.V. for defrauding in the purchase-sale of vehicles, appliances and furniture for the home by impersonating third parties using false documentation. Initially, the trial was scheduled to be held in July 2024, but it was finally postponed until this month of March 2026.
According to the Public Prosecutor's Office, the events date back to between April and September 2011, when the accused I.R.M. used false documentation with the help of other people in his circle who cooperated in its preparation and in the purchases. The accused allegedly signed various loan agreements for the financing of movable goods to buyers with different financial entities despite the fact that he knew he was not going to make any of the payments. The different material he sold to third parties in exchange for cash which he added to his assets in a short period of time before the financial entities could register their retention of title.
With this modus operandi of using false documentation through third parties, he applied for various loans in different banking entities, knowing that he was not going to pay the money. After that, he is accused of selling these goods to third parties, who paid him in cash, without informing them that there was a loan on those products.
Eight cars and four motorcycles
The public prosecution indicates that I.R.M. acquired by these methods a total of eight vehicles and four motorcycles, an armchair valued at 4,000 euros, a television and kitchenware.
Among the cases presented by the public prosecution, the purchase of a Volkswagen Golf at the Lanzawagen dealership in Arrecife for 18,370 euros is included. In this case, N.A.P., who is wanted by justice but has not been able to be located, signed the documents for the purchase of the vehicle and the car financing contract with Santander bank.
In total, he requested 27,014.40 euros. To obtain that loan, this person allegedly falsified his registration certificate and his payslips. At this point, the Public Prosecutor's Office highlights the work of the representative of the company Mundo Latino, J.A.R.V, whom it accuses of facilitating the falsified payslips so that N.A.P. and I.R.M. could present them as collateral for the purchase of the vehicle.
I.R.M. and N.A.P. sold the car to a third person in June 2011 for a value of 12,000 euros in cash and without paying the bank the 26,370.4 euros that remained pending from the loan. Nor did they inform the buyer that there was a loan on that car.
This same thing happened with other vehicles acquired from other dealerships. For example, a Fiat 500, which they bought at Came Canarias SL for 13.325,98 euros and which was also bought in the name of N.A.P., under the alleged orders of the main accused I.R.M.
The Public Prosecutor's Office highlights the work of an employee at the San Bartolomé dealership in this alleged scheme. Thus, it accuses J.L.R.R. of managing the sale and negotiation of the loan and of processing the documentation "knowing of its falsity and that the vehicle would not be paid to the financial institution".
This Fiat 500 was then sold to a second-hand dealership for 8,000 euros in cash and without also warning, as with the Volkswagen, that there was a loan and a debt on the vehicle.
On another occasion he also acquired another Fiat 500 at this same dealership but in the name of another person. The public prosecution maintains that he made these transactions with the support of the vehicle store worker J.L.R.R. and the person in charge of Mundo Latino, J.A.R.V, whom he accuses of falsifying his payrolls. This second Fiat was sold to another individual in cash and the financial debt stopped being paid.
This method also led him to acquire a Honda Civil worth 17,400 euros, which he then sold to another second-hand vehicle dealership for 12,000 euros in cash. For this, N.A.P. again applied for the loan in his name.
A BMW and a Yamaha
He used this same method to acquire a BMW F800 motorcycle for 9,592 euros at the Vemotor Canarias SL dealership. In this case, the loan document was allegedly signed by N.A.P. and the motorcycle was then sold by I.R.M. and N.A.P to a second-hand sales outlet.
In other instances, I.R.M. allegedly posed as another person to acquire a Yamaha motorcycle at UR Motos Lanzarote in Tías for 9,324 euros. To do this, he again relied on "false payrolls" issued by the company Mundo Latino.
The Public Prosecutor's Office attributes to the representative of UR Motos, U.M.D. having received 200 euros for carrying out the sale and purchase operation and 9,000 euros from the money provided by the financial company. All this, according to the Prosecutor's Office, "knowing that the buyer was not going to pay the amount of the loan to the financial institution." In this case, the accused I.R.M. did not receive the motorcycle.
Scams worth 342,055 euros
In total, the Prosecutor's Office attributes to the main accused I.R.M. having defrauded 178,597.43 euros from different financial entities.
Along these lines, he points out that the former employee of the San Bartolomé dealership defrauded 71,453.58 euros; while the representative of a motorcycle dealership, UR Motos Lanzarote, would have swindled 29,702 euros from the financial institutions.
To one of the accused M.M.D. who signed the loans for two vehicles and one of the motorcycles, the figure amounts to 46.801 euros. To this is added J.A.R.V. whom the Prosecutor's Office accuses of delivering the payrolls that served as collateral to request the loans and whose defrauded money amounts to 15.502 euros.
The Public Prosecutor's Office also accuses I.R.M. of threatening the accused U.M.D. after he testified in court. According to his statement, he sent him a text message "with the intention of intimidating him so that he would not denounce him" in the course of the case.
Prison sentences requested
The Public Prosecutor's Office attributes to the head of the plot I.R.M. the continued crime of forgery in a commercial document, with a continued crime of aggravated fraud for which it requests five years and six months of prison; as well as a fine of six months with a daily fee of 20 euros for the crime against road safety for driving without the driving permits; as well as two years and six months of prison for the crime against the administration of Justice, for threatening a prisoner. In addition to the payment of costs.
Meanwhile, it requests that the accused J.L.R.R. be sentenced to four years and three months in prison, special disqualification for passive suffrage during the term of the sentence and a fine of eleven months at 15 euros for a continuous crime of forgery in a commercial document, with a continuous crime of aggravated fraud.
For M.M.D. requests two years and eleven months of prison for the continuous crime of falsification in a commercial document with one of fraud and a fine of ten months with a daily fee of eight euros for each one.
For the accused J.A.R.V. and U.M.D., he requests two years and three months of prison for the continuous crimes of forgery in a commercial document with one of fraud and a fine of ten months with a daily fee of eight euros for each one.
In addition, the payment of the subsidiary civil liability is added to the different banking entities allegedly defrauded. Among them, Santander Consumer, La Caixa, Fracciona Finanmadrid, Sabadell Fincom and F.G.A. Capital Spain.
Meanwhile, for the accused M.R.C. the prosecutor requests the provisional dismissal of the proceedings understanding that there are not sufficient indications for his prosecution.